Phobia News


Phobia Assure: Phobia Child Education Plan explained

By George Osei

The Phobia Child Education Plan has been specially designed to ensure that the child’s dream will never die, and it is one of the four Phobia Assure, insurance policies currently on the market in the Hearts of Oak/StarLife partnership.

The dream of providing quality education for our children and wards will only be attained if we make adequate provision towards financing their education from cradle to the highest level.

This Phobia Child Education Plan will help you fulfil that dream by assisting you plan financially to ensure that the child receives quality education even in the event of your permanent disability or premature demise.

Phobia Child Education Plan

The child education is a unique and flexible endowment plan designed to meet all your child’s or children’s education financial needs.

How to enjoy this wonderful plan

Basic requirements

*Minimum payment of GH¢50.00 every month

*Should be 18 and above but not over 52 years

Plan features

*Insurance cover to meet life contingencies

*Competitive returns on investment

*Flexible and optional term at the outset of the plan

*Attractive premium and benefit increment options to hedge against inflation

*Easy access to plan funds by way of plan loans to pay for school fees

Plan benefits

*Absolute peace of mind

*Cash benefits for school fees

*Funds to meet other educational expenses by way of the plan


*Waiver of premium benefit in the event of:

-Total and permanent disability

-Dread disease


*Funds to hedge against inflation

*Enjoy child disability cover

Our services

*Prompt payment of all claims

*Excellent customer service support

Sign unto the Phobia Child Education Plan to give your child a head start in life.